Terms of Service

Effective date: 2026-05-11

1. Acceptance

By using this site you agree to these terms. If you do not agree, do not use the site.

2. Informational use only

The calculator and all content on this site are for informational and educational purposes only. Nothing on this site constitutes legal, tax, financial, or professional advice. You must consult a qualified attorney, CPA, or financial advisor before making decisions based on output from the calculator.

3. No warranty

The site is provided "as is" and "as available" without warranty of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Tax laws, employment statutes, and case law change. Numbers shown may be out of date.

4. Limitation of liability

To the maximum extent permitted by law, the site operator is not liable for any indirect, incidental, consequential, special, or punitive damages, or any loss of data, profits, or revenue, arising out of your use of the site. Total cumulative liability is limited to USD $100.

5. Arbitration

Any dispute will be resolved by binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules. You waive any right to a jury trial and to participate in any class action.

6. Governing law

These terms are governed by the laws of the state in which the operating LLC is registered, without regard to conflict-of-laws principles.

7. Changes

We may change these terms at any time. Continued use after changes constitutes acceptance.

8. Contact

Contact information is on the About page.